For EUR

There will be 0% charge when, at maturity, the client withdraws the amount in cash.
This promotion is valid for companies and also for private individuals.


A NEW COMMERCIAL CENTER IN BUCHAREST- HUEDIN (BERCENI NEIGHBOURHOOD)

On Thursday, 12 Of July 2007, we are proud to announce you about the opening of Huedin Commercial Center, located in 19 Huedin Street, district 4, Berceni neighbourhood.

The new commercial center is a project financed by Egnatia Bank (Romania) S.A, member of MARFIN GROUP from Greece.

By opening a new branch within this center, Egnatia Bank is getting close to its customers by offering in the same location not only banking products but also leasing products.

This center will operate Mondays to Sundays between 9 AM and 9 PM and will provide to the neighborhood`s residents a pleasant way to shop, close to their homes.

We are waiting for you to visit Huedin Commercial Center!


July 2007, Bucharest -EGNATIA BANK (ROMANIA) S.A. is developing its branch network.

At the end of June 2007, EGNATIA BANK (ROMANIA) SA, member of MARFIN GROUP from Greece, opened two branches: Pitesti branch, located in 2, Armand Calinescu Street and Berceni branch, located in 19 Huedin Street, 4th District, Bucharest.

Both branches will offer in the same location not only banking products but also leasing products.

Berceni Branch is situated in Huedin commercial center, project financed by Egnatia Bank.

Pitesti Branch will benefit from the business opportunities that exists in Arges County while Berceni branch being located in a crowded urban area, in the south of Bucharest, will offer products to private individuals and also to companies.

Counting this two new branches, the bank network has now 12 units besides the existing 10 branches, 4 located in Bucharest ( Main Branch, Militari, Domenii, Lutherana) and the other 6 outside Bucharest in Constanta, Brasov, Timisoara, Sibiu, Ploiesti and Deva.

According to the expansion strategy for 2007, the Bank will continue to grow and extend on national level, in areas with a big potential for bank's offers.


Bucuresti, Mai 2007 - EGNATIA BANK (ROMANIA) S.A. is opening a new branch

Beginning May 2007, EGNATIA BANK ROMANIA SA is opening a new branch -Deva Branch, in 22 Decembrie Bd., 42, the 10th branch of the bank. Besides the fourth branches in Bucharest (Main Branch, Militari, Domenii, Lutherana), EGNATIA BANK ROMANIA S.A. has branches also in: Constanta, Brasov, Timisoara, Sibiu and Ploiesti.

The opening of this new branch is in accordance with the development strategy at a national level in areas with real economic potential, areas where the bank wants to serve companies and individuals as well.

Bucuresti, April 2007 - EGNATIA BANK (ROMANIA) S.A. is opening a new branch

EGNATIA BANK ROMANIA SA is opening a new branch in April -Sibiu Branch, in Scoala de Inot Street, 2, groundfloor. This is the ninth branch of the bank after the Main Branch and the branches: Militari, Domenii, Lutherana, Constanta, Brasov, Timisoara and Ploiesti. EGNATIA BANK ROMANIA S.A. has also a leasing company, EGNATIA LEASING IFN ROMANIA S.A.

"We believe in the Romanian economy and we will grow together" said for Ziarul Financiar : Mr.Stylianos Sofianos - President of Egnatia Bank ( Romania) SA

EGNATIA BANK (ROMANIA). S.A., the local subsidiary of Egnatia Bank SA, estimates to reach in 2005 profits of EUR 1.5 million and total assets in amount of EUR 100 million. Furthermore, Egnatia Bank has planned for this year investments in amount of EUR 1,2 million, aiming at financing the development of the branch network and the implementation of the IT system. The Group supports the expansion of the Romanian subsidiary by providing the required financing via inter-bank lines, additional share capital increases if needed and guarantees. The net worth of Egnatia Romania, today, is approximately EUR 12 million.

"In the five months of 2005 we obtained an operational profit of EUR 1 million while the assets reached around EUR 90 million, more than three times bigger than last year", stated for Ziarul Financiar Mr. Stylianos Sofianos, General Manager and President of the Board of the Bank.

Mr. Sofianos has been appointed as General Manager of the Bank at the end of last year, replacing Mr Marinis Stratopoulos. Before joining Egnatia Bank (Romania) S.A., Mr. Sofianos held the position of Vice-President with Emporiki Bank Romania. Mr. Sofianos came in Romania 8 years ago, having the first contact with Romanian market as Deputy Manager in the local subsidiary of National Bank of Greece.

As Mr. Sofianos stated "the Romanian market has a special potential. We registered a significant development within the last period and we will continue to grow. Our plans predict an organic development, but we are monitoring also the acquisition opportunities".

In 2004, the Bank has registered a net profit of EUR 0,3 million, at the same level as in 2003, which was the first year with positive result since Egnatia has taken the Bank at the end of 2000 from BNP-Dresdner Bank.

The Bank's development strategy foresees to obtain a market share of at least 1% from the point of view of owned assets for the next year. The Bank has a market share of approximately of 0,3% from the assets point of view.

"We intend to reach an approximately 3% market share within the next 5 years, but will be different in case of any acquisition opportunities, which may appear", said Mr. Sofianos.

The Bank is, presently, orientated mostly on the corporate segment, having granted loans in amount of EUR 45 million, the majority being denominated in FCY, but it started also a dynamic penetration in the retail market with a very advantageous real estate loan for individuals. Sofianos says that in the next year will focus more in the retail market, on which traditionally the mother bank developed. Therefore, the Bank plans to open in the following 2 years 8 new units.

Egnatia holds in Romania also a leasing company, which has financed contracts of EUR 20 million. Sofianos says that the leasing company has financed mostly the acquisition of commercial vehicles, but started in 2005 the financing of other equipment and real estate, since the company registers a fast growing rhythm.

We believe that the flexibility of our Bank and Leasing Company can adjust to the Romanian market and can be a useful tool both for companies and private individuals, Sofianos said.